Social Security Earnings Limit 2024 At Age 66. People under full retirement age can earn up to $21,240 in 2023 while on social security without penalty. But whereas full retirement age is 67 for those born in 1960 or later, if you’re 66 in 2025, full retirement age is 66 years and 10 months.

This is two months later than. Social security withholds benefits if your earnings exceed a certain level, called a retirement earnings test exempt amount, and if you are under your nra.